The 4 Most Important Reasons Why You Need a REALTOR

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Realtors are truly experts when it comes to the housing market in your area. They have a pulse on the market daily. Do you know every step of the home buying process? The paper work that is involved? Realtors eat and breath the home buying process dozens of times a year. Without their expert knowledge you could be leaving a lot of money on the table or making some costly mistakes.

Searching & Marketing Power

A Licensed Realtor has access to the MLS, or Multiple Listing Service. This is the most up to date and inclusive home resource. With this powerful tool Realtors can search for homes with your specific requirements, run numbers on comparable property prices, and market your home to the thousands of agents and hundreds of home search engines on the web. Realtors also have the know how on reaching out beyond the MLS to market or find you a property.

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Realtors adhere to a strict code of ethics from the National Association of Realtors. They are trained and retrained on the law, and how to be the strongest advocate for their client. Realtors know the legalities of contracts, the proper way to handle disputes and how to protect their client.


With the combined knowledge of a Realtor’s expertise, searching power, and ethics, a professional Realtor is a five star negotiator. From the initial offer price, to the fine details of the contract and the results of the inspection report, a Realtor will have your best interest at heart. Taking into consideration all facts with your unique property at hand, a Realtor will negotiate in your best interest to get you the best deal.


Some homeowners are under the misconception that selling their home themselves saves them money. When undertaking such a task, research has shown that homeowners walk away with a significant deduction in the price of their home, they often fall victim to scams, and the liability that can ensue for misrepresentation of their property can be astronomical. Remember to always do your own research when deciding what route is best for you.

Real Estate Lingo - Part 1

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Housing inventory is measured by how many months it would take to sell the current supply of homes. The currant rate of home sales is taken into account. A common formula used to calculate the housing inventory is taking the number of active listings and dividing it by the average number of homes sold over the past 12 months. The total number is measured in months. See the example below.


Seller’s Market:

A seller is at an advantage because the availability of homes is low in comparison to the number of buyers looking to purchase a home. The seller’s home is in demand and higher prices can reflect the low inventory.

Buyer’s Market:

A buyer has an advantage because there are more homes available to choose from than there are buyers looking to purchase. Because of the inventory abundance, sellers may drop the price of the home or accept a low offer.

Balanced Market:

A market is balanced when the supply is equal to the demand. It can be a good market for both buyers and sellers when the demand is equal.

Median Sales Price:

The median sales price is the exact middle point of all homes sold. Half of the homes sold were above this price and half of the homes sold were bellow this price. The medians ales price differs from the average sales price in that the average sales price is the sum of all homes sold divided by the number of home sold.

2019 Goal: Buy a Home

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It’s that time of year again where you sit down with that cup of coffee or that glass of wine and take a second to reflect back on the past year. It is also the time to look ahead and plan out the year ahead. Many people make lists of their new year goals. If purchasing a home is on your list here are a few steps to better prepare yourself to reach that goal!

  1. SAVE

    Saving for a downpayment and closing costs should be a top priority. Research the best budgeting strategies or speak with a professional financial expert to help set up a savings plan.

  2. Speak with a lender

    Get a rough estimate of the price of a home you can afford. You can build your savings plan around this number. Once you are ready, your lender will help you get pre-approved so that you can begin your home search. Speak to your Realtor about the best lenders in your area.

  3. Consider the things that are important to you

    What is important to you when it comes to a home. Is it the school district, distance from work, number of bedrooms, or size of the backyard? Make a list of all your “must have” items. Also consider items that would make a home a definite no go. These lists will help both you and your Realtor narrow down the best possible homes available.

  4. Learn about the process

    Research the home buying process and learn important terms, mortgage options, down payment options, homeownership expenses and so on. The more you know, the better and stronger decision you can make when choosing the right home for you.

A study, by Dr. Gail Matthews, found that you become 42% more likely to achieve your goals and dreams, simply by writing them down on a regular basis. Click here for the full article published by the Huffington Post.

Happy New Year! We look forward to helping you reach your goals.

7 Home Buying & Selling Myths

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Maybe it’s a TV show you binged watched on HGTV that led you to believe a few things about the home buying process. It could even be things you’ve heard others say about owning a home since you were a child. There are many misconceptions fed to us everyday about buying a home. Today we’re going to go over a few.

1// You ONLY look at 2 or 3 homes to find the one

The reality is that most home buyers look at a dozen homes before submitting their first offer.

2// A buyer will place an offer at the first open house your realtor hosts

Although open house events are great opportunities to get potential buyers in your home, many times it is individual showings with a Realtor that gets those offers rolling in.

3// Always purchase the worst House in the best neighborhood

Sometimes purchasing the worst house in the best neighborhood is the best strategy. There are other times when the reason it is the worst house will never change. It could be location, lot size, etc. Things that can not be fixed no matter the amount of renovation done on the property.

4// You need to put 20% down

Depending on your situation, putting 20% isn’t the only way to purchase a home. There are many loan options available with varying requirements. According to the National Association of Realtors the median down payment in 2017 was only 10%. Many buyers were putting down as little as 3-5%.

5// You don’t need a realtor

This is a common misconception that people believe saves them money. In reality, not having a realtor can cost you thousands. A professional realtor will know the correct and competitive pricing for a home, advocate, negotiate, and make sure you are making the best deal. Wether you are buying or selling your home, having a professional realtor is a no brainer.

6// The worse shape the property is in, the cheaper the home and the remodel

There may be some savings associated with purchasing a home that is in a rough condition. Consider all the possibilities before pulling the trigger. Does the price of the home plus the estimated cost of repair fall bellow its estimated ARV (after repair value)? Will you every make the money you spent on purchase and repairs back? Carefully consider what a remodel may entail and budget for the unexpected.

7// Your lowball offer will always win

A common misconception buyers often have is that they should offer 10% lower than the list price. This is not a good/true rule of thumb. Each home is priced differently. Some home are overpriced and some are under. If you base your offer on that rule you may be shortchanging yourself and overpaying for a property. Your Realtor will run comparables and study the market with each home you are considering.